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Built on over 40 years of combined legal and financial expertise.

KSI.USA is built on a foundation of over 40 years of combined legal and financial expertise, bringing together top-tier professionals and lawyers committed to addressing the nuanced needs of creditors. The firm’s core principles—security, compliance, responsiveness, professionalism, collaboration, and efficiency—are integrated into every aspect of its delivery.

40+
YEARS OF COMBINED EXPERTISE
21
PRACTICE AREAS
2
OFFICES · DC & FL
· WHO WE ARE
01

A leadership team built around creditor rights.

Leadership
Our leadership team is dedicated to fostering a culture of excellence and innovation to enhance our services for creditors across Canada. With extensive experience in creditor rights and a commitment to ethical practices, our leaders guide the firm with a vision for growth and client satisfaction. We focus on empowering our attorneys and support staff through strategic initiatives, ensuring we remain industry leaders.
Our mission
Our mission is to become Canada’s premier legal resource for creditors. This ambition is rooted in our commitment to excellence, innovation, and client-centric service. We aim to position KSI.USA as the leading firm for creditors in Canada, exceeding client expectations and building a legacy of excellence in creditor services.
· LEADERSHIP
02
Y. Jay Baykara
Y. Jay BaykaraCHIEF EXECUTIVE OFFICER
A visionary leader redefining who a CEO should be in the creditor space, with a steadfast commitment to elevating the client experience.
VIEW EXECUTIVE PROFILE →
· WHAT WE DO
03

Full-service creditor and commercial practice — every major area, on one platform.

EXPLORE .PRACTICE →
KREDITOR SERVICES COMMERCIAL SERVICES CORPORATE SERVICES PRIVATE CLIENT SERVICES COMMERCIAL LITIGATION LITIGATION ARBITRATION & MEDIATION BANKING & FINANCING CORPORATIONS GOVERNANCE EMPLOYMENT & LABOUR COMMERCIAL LEASING REAL ESTATE RESIDENTIAL CONSTRUCTION PROFESSIONAL NEGLIGENCE & INSURANCE WARRANTIES LAW .ENFORCE .LOCATE .SEKURE
· ON THE RECORD
04

Legitimacy you can verify — independently audited, and published openly.

CERTIFIED PLATFORM
SOC 2 · PCI
SOC 2 Type II and PCI DSS — documents, data and payments move on independently audited infrastructure.
LIVE TRUST CENTER
.trust
Controls and compliance status, published in real time. Open .trust ↗
CORPORATE STATUS
D.C.
Kreditor Services USA Inc. is a Washington, D.C. corporation. KSI USA is not a law firm and does not provide legal advice.
· WHAT WE BELIEVE
05

At KSI.USA our three values define how we deliver exceptional service to our clients and distinguish ourselves in the industry.

01
Klient Experience
We are obsessed with the client experience. Every solution we craft is built around the creditor — designed to deliver clarity, confidence, transparency, and results.
02
Innovation
Anticipating trends and adapting to change with agility — forward-thinking solutions that are as dynamic as the challenges you face.
03
Transparency
Real-time insights and proactive updates — you are never left guessing, no matter what comes your way.
The ksi.P³ System
HOW THE FIRM RUNS
P¹People — development and well-being of the team
P²Process — streamlined, automated, secure and compliant
P³Performance — clear goals, KPIs and data-driven delivery
IN EVERY ENGAGEMENT
ETHICAL COLLECTIONS PRACTICES PROMOTING FINANCIAL LITERACY FAIR TREATMENT OF VULNERABLE PEOPLE ALTERNATIVES TO LITIGATION
· OUR PARTNERS
06
KSI.USA partner organisations
Talk to the firm.
Every enquiry is routed to the right department.