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KSI USA is operated by Kreditor Services USA Inc., a Washington, D.C. corporation. KSI USA is not a law firm and does not provide legal advice.
Effective Date: January 1, 2026 | Last Updated: January 1, 2026
These Terms of Use ("Terms") govern access to and use of kreditorservices.com (the "Website"), which is operated by Kreditor Services USA Inc. ("KSI USA," "we," "us" or "our"). By accessing or using the Website, you agree to these Terms. If you do not agree, do not use the Website.
KSI USA provides creditor services and account management solutions. KSI USA is a Washington, D.C. corporation. KSI USA is not a law firm, does not provide legal advice and does not create an attorney-client relationship through this Website or any communication arising from it.
The Website provides general information about KSI USA, its services and related topics. Website content is not legal, financial, credit, tax or other professional advice and should not be relied upon as such. Nothing on the Website is an offer, promise, guarantee or representation concerning the outcome of any account, collection activity or business engagement.
General Website forms and email addresses are not designated channels for making a payment, disputing a debt, requesting validation, changing communication preferences, submitting time-sensitive account instructions or exercising another account-specific right. Use the contact information and instructions contained in the communication you received from KSI USA. Submitting information through the Website does not suspend or extend a legal, contractual or regulatory deadline, create a payment arrangement, resolve an account, or confirm that KSI USA received or accepted an account-related request. Do not submit Social Security numbers, complete financial-account numbers, payment-card information or other sensitive information through a general Website form or unsecured email.
You may use the Website only for lawful purposes and in accordance with these Terms. You may not:
The Website and its text, graphics, logos, design, software, and other content are owned by or licensed to KSI USA and are protected by intellectual property laws. Subject to these Terms, KSI USA grants you a limited, revocable, nonexclusive and non-transferable right to access and use the Website for personal or legitimate business-information purposes. No other right or license is granted.
You represent that information you submit through the Website is accurate to the best of your knowledge and that you have the authority to provide it. You remain responsible for your submission. You grant KSI USA permission to use and process the submission as reasonably necessary to respond, operate the Website, provide services, protect rights and security, and comply with law. Our handling of personal information is described in the Privacy Policy.
The Website may link to third-party websites or services for convenience. KSI USA does not control and does not endorse or assume responsibility for third-party content, availability, privacy, security or practices. Your use of a thirdparty service is governed by that party's terms and policies.
We may update, suspend, restrict or discontinue all or part of the Website at any time. We do not guarantee that the Website will always be available, uninterrupted, secure or error-free, or that all content will remain current. We may correct errors or omissions without notice.
TO THE FULLEST EXTENT PERMITTED BY LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE." KSI USA DISCLAIMS ALL EXPRESS, IMPLIED AND STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY AND SECURITY. NOTHING IN THESE TERMS EXCLUDES A WARRANTY OR RIGHT THAT CANNOT LAWFULLY BE EXCLUDED.
TO THE FULLEST EXTENT PERMITTED BY LAW, KSI USA AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR LOSS OF PROFITS, REVENUE, DATA, GOODWILL OR BUSINESS OPPORTUNITY, ARISING FROM OR RELATING TO THE WEBSITE OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE FULLEST EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF KSI USA FOR CLAIMS ARISING FROM OR RELATING TO THE WEBSITE OR THESE TERMS WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US $100). THESE LIMITATIONS DO NOT APPLY TO LIABILITY THAT CANNOT LAWFULLY BE LIMITED OR EXCLUDED.
To the fullest extent permitted by law, you agree to indemnify and hold harmless KSI USA and its affiliates, officers, directors, employees and agents from claims, losses, liabilities, costs and expenses, including reasonable attorneys' fees, arising from your unlawful misuse of the Website, your material breach of these Terms or your infringement of another person's rights. This section does not require indemnification for KSI USA's own unlawful conduct.
These Terms are governed by the laws of the District of Columbia, without regard to conflict-of-law principles. Subject to any mandatory law that applies, any action arising from the Website or these Terms must be brought in a state or federal court located in the District of Columbia, and each party consents to that court's jurisdiction and venue. Nothing in these Terms limits any non-waivable right or remedy available under applicable federal, state or local law.
We may revise these Terms from time to time. Revised Terms will be posted on this page with an updated "Last Updated" date. Changes apply prospectively when posted unless applicable law requires additional notice. Continued use of the Website after revised Terms become effective constitutes acceptance of the revised Terms.
If a provision of these Terms is held unenforceable, it will be enforced to the maximum extent permitted and the remaining provisions will remain in effect. A failure to enforce a provision is not a waiver of the right to enforce it later.
These Terms and the Privacy Policy constitute the entire agreement between you and KSI USA concerning use of the Website. They do not replace or amend any separate written agreement governing creditor services, an account, a payment portal or another service.
Questions about these Terms may be directed to: Kreditor Services USA Inc.
1717 N Street NW
Washington, DC 20036
Email: compliance@kreditorservices.com
Telephone: 860-835-4129
Website: https://kreditorservices.com